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The Importance of Having Contingency Plans in Place

by locationlouisville-chime-meFebruary 25, 2019

 

If a natural disaster were to strike, would you be prepared? Here is some advice to help you get there.

I’m here in Charlestown, Indiana in a community called River’s Edge, right next to a place called Bushman’s.

I bought a place here a couple of years ago as a place to relax, but as you can see in the video above, the water is way up and we’ve had some flooding. I thought it would be a good time to discuss the contingency measures that you should have in place in order to protect your home, whether it’s a permanent home or a second home. No matter the situation, you want to make sure certain things are taken care of.

You have to be ready when disaster strikes. As you can see in the video above, the tires on this mobile home weren’t at proper air capacity. If you have a mobile home of your own, you’ll need to make sure its tires are in good shape at all times. In addition, you should also keep an eye on your smoke alarms. They should be ready to go.

The river here is set to crest at about 29.6 feet. We’re supposed to pull at 25 feet. My neighbor had a bit of an issue with his deck being underwater. Thankfully we haven’t had any issues like that, but the water has continued to rise nevertheless. There’s also a filling station that’s normally connected to a dock, but there are no docks in sight because everything is underwater.

As we look at my deck and see the water slowly creeping up, you can see how far the river has risen.

When we talk about contingency plans, the things we want to remember is that a little ounce of prevention can definitely go a long way. Again, making sure your smoke detectors are working is big. If you don’t have a wired smoke detector, you need one with a 10-year lithium battery. It’s very important to check these annually. Checking for a carbon monoxide detector is smart, too.

“A little ounce of preparation will go a long way.”

One of the things that people don’t tend to practice anymore is having a fire evacuation plan. If you have a two-story house, do you know how to get out if a fire broke out on the first floor? If you take protective measures in case of disasters ahead of time, you’ll never be caught unprepared by events like a fire or flood.  Though you can never truly be ready for these things, it’s always good to be prepared or, at the very least, have a contingency plan in place.

If something comes up like flooding, fires, wind, and hail damage, do you know who you’re going to call and talk to? It’s something that pops up unexpectedly, so it’s always good to have some references. I’m always here to offer advice and connect you with professionals like this that can potentially help you.

We’re in the process now of getting ready to move the physical house. If you’ve never seen a house move, you’re in for a treat. You’ll be able to see exactly how it works as we disconnect water, electrical, and sewer lines and get the home away from the water.

Starting at the 7:00 mark in the video above, you can see one of the houses in the area being moved. If you’ve never seen anything like it before, it’s quite interesting. It’s kind of like a parade.

There’s a lot involved in recovering from disasters, even if you have a contingency plan. Don’t try to go it alone. Make sure you or your neighbors have a key hidden somewhere because it’s important to be prepared. If you practice or have a plan in place, it tends to make those situations a little easier on you.

Remember, a little ounce of preparation will really make you feel better and help protect you in the event of a disaster. I had a contingency plan in place with this home, so I was able to get it out and prevent any major damage from the flooding and rain.

If you have any questions for me in the meantime about contingency plans, need any recommendations or referrals, or have any other real estate-related questions, don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon.

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Todd Martin

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